pos/pos_no_bank_statement/demo.xml

<?xml version="1.0" encoding="utf-8"?>
<openerp>
<data noupdate="1">

<record id="pos_no_bank_statement_account" model="account.account">
    <field name="code">POSNOST</field>
    <field name="name">POS no bank statement</field>
    <field name="type">liquidity</field>
    <field name="user_type" ref="account.data_account_type_asset"/>
</record>

<record id="pos_no_bank_statement_journal" model="account.journal">
    <field name="name">Pay Invoice Later</field>
    <field name="code">PINV</field>
    <field name="type">bank</field>
    <field name="default_debit_account_id" ref="pos_no_bank_statement_account"/>
    <field name="default_credit_account_id" ref="pos_no_bank_statement_account"/>
    <field name="no_bank_statement" eval="True"/>
    <field name="journal_user" eval="True"/>
</record>

<record id="point_of_sale.pos_config_main" model="pos.config">
    <field name="journal_ids" eval="[(4, ref('pos_no_bank_statement_journal'))]" />
</record>

</data>
</openerp>